For lenders For contractors For homeowners
For lenders

Prime, packaged, incremental. Decisioned by you.

Greylock delivers qualified consumer borrowers for home electrification projects: heat pumps, high-efficiency HVAC, heat pump water heaters, weatherization, and the electrical work that supports them. Think of it as indirect lending where the dealer is a vetted HVAC contractor.

Getting started

Day one requires nothing from your systems.

On day one, Greylock routes qualified borrowers into the online application you already run. Each borrower arrives inside your published credit criteria, carrying a signed authorization for your own credit report, with project scope, contractor quote, and supporting documentation delivered to your team through whatever channel you already use. Your staff decisions in your own system. Nothing to install, nothing to integrate.

When volume justifies it, we can deliver complete application packages directly into your loan origination system through your vendor's standard channels. That is an option you choose later, on your timeline. It is not a requirement to start.

What you receive

  • Borrowers routed against your published credit criteria, so files arrive inside your box, not around it.
  • The borrower's signed authorization for your own credit report. We never redisclose our prequalification data, so your decision rests entirely on your file.
  • Project scope, contractor quote, income documentation, and follow-through on every routed borrower.
  • Channel documentation prepared for your counsel, including the FTC Holder Rule notice addendum and contractor disbursement instructions.
  • A vetted contractor network with workmanship warranty requirements and completion verification before final disbursement.

What stays yours

  • Underwriting, pricing, and the credit decision. We route; you decide, on your own rails and your own report.
  • The member or customer relationship, including deposits and everything that follows.
  • Your balance sheet strategy. Take the volume that fits and pass on what does not.
  • Your economics. Greylock charges community lenders no origination fee. Our service is funded on the contractor side of the transaction.

Founding lender network. We are assembling a founding group of banks and credit unions ahead of launch. Founding lenders shape the credit box format, the decision turnaround standard, and the disbursement flow, and receive first access to contractor volume in their footprint. If unsecured or equipment-secured energy lending fits your growth plan, we would like to talk.

Built for your vendor review

Institutional from day one.

Greylock is built to pass a lending institution's third-party diligence, and to keep passing it.

DATA CUSTODYSensitive data stays on your rails

High-sensitivity underwriting data such as Social Security numbers and tax documents flows through lender or tokenized channels. Greylock is not a system of record for it.

FCRA ARCHITECTUREYour decision, your report

Prequalification data is never resold or redisclosed. Lenders decision on their own credit reports under the borrower's signed authorization.

SECURITY PROGRAMWritten and enforced

A written information security program governs collection, retention, and deletion, with event-anchored purge schedules and a maintained subprocessor register.

AUDIT PATHSOC 2 Type II committed

A SOC 2 Type II examination is committed on a published trigger, with compensating controls documented for diligence in the interim.

Next step

A thirty-minute conversation, then your call.

We'll walk through the borrower profile, the routing model, the channel documentation, and what a founding lender relationship looks like. If it fits, your team sets the credit box and the pace.

Talk to Greylock

Reach the founder directly. We respond fast.

will@greylockpower.com 413.281.6756